What is Personal Accident Medical Insurance?

Personal Accident Medical Insurance is designed to supplement your existing primary medical coverage and is intended to provide excess/secondary coverage, for injuries sustained while participating in roller derby. This coverage provides up to 52 weeks (1 year) of benefits on an excess basis. If no primary plan is in place (such as health insurance), this policy could act as primary coverage, subject to the terms and limitations of the accident policy. The deductible is $2,500 (USD) if you have primary insurance, $7,500 (USD) if you do not have primary insurance. There is no deductible for Canadian participants. The benefit maximum is $10,000 (USD) per injury. Covered participants must adhere to WFTDA’s Risk Management Guidelines, and submit their injury report within 14 days of injury, or their claim will be denied.