Your WFTDA adult league is not covered for the liability of minors participating with it. Minors cannot indemnify your league, nor can a parent or guardian on their behalf. That means your league has no liability protection, even with a signed waiver. Risks associated with minors are not limited to injury; we do not require background checks or additional training for our adult leagues, therefore, we do not cover the liability of minors participating with your adult league. If you permit minors to participate with your adult league, you are not insured for this liability and will not have liability protection in the event your league is sued as a result.