WFTDI Canada FAQ
WFTDI Canada (Formerly CRDi)
The most common type of first aid to meet best practices is St John’s Ambulance emergency level first aid, or any equivalent training meets best practices as well.
St. John’s Ambulance emergency first aid is a one day course for individuals who require basic information on first aid and CPR for the workplace, educational institution or personal interest reasons. This course meets Canadian Labour Code and Ontario First Aid Regulation 1101 for workplaces with less than 5 employees. This interactive program includes CPR training for adults, infants and children, 2 person CPR as well as automated external defibrillation (AED). Certificates valid for 3 years are issued upon successful completion.
Not having a first aid certified person at practice does not affect your accident insurance but may affect your liability insurance. Be sure to check your provincial guidelines for regulations and compliance.
As long as there is clearly understood separation between the area where the juniors are practicing and the area where the adults are practicing, your liability and accident insurances are in effect. For example, juniors are practicing on turn 4 and adults are practicing on turn 2 and all the participants understand this. If there is no clear separation, accident insurance is still in effect but liability insurance is not. This is also true of roller discos, parades, and non-contact skating.
Accident coverage will be in effect when adults coach juniors practice on skates.
There are additional, serious risks and liabilities associated with minors, not limited to injury. Minors cannot indemnify any league, nor can a parent on their behalf. That means leagues may not have liability protection if anything were to happen to a minor, and the league could be sued as a result. Waivers that are signed on behalf of or by a minor do not stand in court. For these reasons, we strongly discourage minors participating with adult leagues.
Accident claims will be processed, but liability coverage may not be in effect.
You must reside in Canada and have provincial insurance or some other type of primary insurance (travel insurance does count). WFTDI Canada coverage is supplemental to primary insurance. You may be eligible for WFTDA Insurance (USA) if you don’t have provincial insurance in Canada.
In addition to accident, liability and travel insurance, what other types of insurance are common in roller derby?
There are many types of insurance, but the two most commonly accessed in roller derby are:
Directors & Officers (D&O) Insurance protects the personal assets of the organization’s directors and officers, in the event they are personally sued for actual or alleged wrongful acts in managing the company or organization. This insurance covers legal fees, settlements, and other costs, and we strongly recommend all leagues carry D&O coverage. This coverage is available through WFTDI Canada for an additional fee.
If your league sells liquor or beer at events, Liquor liability insurance provides coverage in the event a person you sold alcohol to then causes injury or damages. Liquor liability insurance can pay for legal fees, settlements, and medical costs. This coverage is not available through WFTDI Canada. For coverage, please contact a licensed insurance agent in your province.
Membership in WFTDI Canada (formerly CRDI) costs $55 (CAD) and provides roller derby resources including information, risk management best practices and recommendations, and three types of insurance:
Accident insurance is supplemental coverage to help with expenses related to derby injuries that exceed your provincial insurance. This is sometimes also called medical insurance or injury insurance.
Liability insurance is typically required by your venue, and provides the insured party with protection against claims resulting from injuries and damage to people and/or property, for covered events. Liability insurance usually covers both legal costs and any payouts for which the insured party would be responsible if found legally liable. Intentional damage and contractual liabilities are generally not covered.
Travel insurance coverage is valid only if you are traveling outside of Canada, and helps cover excess medical expenses, evacuation, ground and air ambulance fees, prescription drugs, repatriation, and includes an Accidental Death and Dismemberment (AD&D) benefit. This coverage is included when you purchase a membership through WFTDI Canada, and is valid worldwide, when participating in roller derby events with your league, and at RollerCon.
WFTDA intends to retain similar (if not the same) policies and procedures CRDi participants have come to expect. The enrollment/purchase process will change slightly, as CRDi members will be transitioned to the WFTDA Member Portal, by January 2020. WFTDA member leagues in Canada already have accounts on the Member Portal. We hope the transition is largely imperceptible to current CRDi members.
Our goal is to keep existing policies and rates intact whenever possible. We don’t like increasing rates any more than you like paying increases. We strive to keep rates as low as possible for our members, and that will not change.
Prior to the acquisition of CRDi, WFTDA and CRDi enjoyed a reciprocity agreement and shared very similar policies. Part of keeping rates low involves mitigating risk, and WFTDA is unsurpassed when it comes to risk mitigation in our sport. For WFTDA Insured leagues, as well as WFTDA regulation and sanctioned games, we require adherence to the WFTDA Risk Management Guidelines, which help reduce risks to participants and spectators.
WFTDI Canada members should continue to adhere to best practices and recommendations previously required by CRDi.
No. Leagues may always choose the insurer they prefer. We hope you’ll continue coverage through WFTDI Canada, but you may opt for coverage elsewhere. For reciprocity to be in effect, leagues must choose coverage with the same policy terms/limits, or better, as the coverage offered through WFTDI Canada.